--- title: "Unlock the Full Power of Tokenized Stocks" publishedAt: '2026-03-19' badges: - Intermediate - xStocks hiddenBadges: - xStocks - DeFi - Yield - Portfolio --- Buying tokenized stocks is the first step offering access to equities to anyone, anywhere, with minimal capital requirements thanks to the **fractionability of tokens**. But the real value of tokenized assets lies in their **transferability and composability** within the DeFi ecosystem. ## From Holding to Using DeFi offers many ways to make tokenized assets productive and increase the value of keeping them onchain. The most powerful use case is **lending** and **borrowing**, unlocking a new paradigm for everyday equity holders. xStocks assets are available on **JupLend**, offering new use cases to everyone: * Earn yield on top of xStocks by providing them as collateral when lending is incentivized * Borrow stablecoins using your assets as collateral to fully benefit from their value and increase capital efficiency * Leverage your exposure to xStocks by borrowing liquidity and buying the xStocks asset again (e.g. leverage looping) Using lending protocols requires understanding the concepts of **lending and borrowing**. By using assets as collateral to borrow liquidity, users can be exposed to **liquidation risk** if the value of their collateral drops below a defined liquidation threshold. This threshold varies depending on the asset and the collateral ratio used. ![Use xStocks as collateral on Jupiter Lend](/images/lesson/xstocks_as_collateral.webp) By offering tools for anyone to use tokenized stocks onchain, DeFi is reshaping equity investing for everyday users. --- ## Example Strategy A user has **$5,000 to invest in tokenized equities**. Across several assets, they buy: * $2,000 worth of **SPYx (S\&P 500\)** * $2,000 worth of **TSLAx (Tesla)** * $1,000 worth of **NVDAx (Nvidia)** After buying, the user deposits these assets into **Jupiter Lend** to borrow **$1,000 USDC**, while keeping a safe margin to avoid potential liquidation risk if asset prices drop. The user can now use this liquidity in different ways depending on their strategy: * Increase their xStocks exposure by buying more assets (leverage looping, optimized if asset prices increase) * Generate yield using strategies offering returns greater than the borrowing cost * Use this liquidity for other DeFi opportunities --- ## xStocks on Jupiter Today and Tomorrow Currently, **xStocks offers 47 assets**, including tokenized equities and commodities, available to all Solana users and accessible directly through [**jup.ag**](http://jup.ag). Several xStock assets are already available on **Jupiter Lend** as collateral to borrow liquidity, with more expected to follow. If you're holding **xStocks** or using them as collateral on **JupLend**, you can track your holdings, interest paid and earned, position value, and everything else directly in [**Jupiter Portfolio**](https://jup.ag/portfolio). --- ## Learning Validation Congrats, you have reached the final lesson of ***Discover Tokenized Equities on Solana**.* To complete the module and qualify for a **multiplier bonus** to earn a share of the **$20,000 prize pool for xStocks**, you need to answer correctly to this last quiz and [deposit xStocks on Juplend](https://jup.ag/lend/borrow?xStock=true). Your participation and rewards will be available to claim on the [**Jupiter Rewards Hub**](https://jup.ag/rewards).